OSHC

Secure Your Future with OSHC Insurance

Overseas Student Health Cover (OSHC) is a mandatory requirement for international students studying in Australia, ensuring access to quality healthcare during your academic journey. At GrowSmart Education & Migration, we guide students in selecting the best OSHC insurance plans and support them through the application process, complementing their study and pathways to Permanent Residency (PR).

Why Choose OSHC Insurance in Australia?

Mandatory for Student Visa Holders

OSHC is a compulsory requirement for all international students to maintain a valid student visa.

PR Pathway Available

Maintaining OSHC supports visa compliance, strengthening PR applications post-study.

Affordable Healthcare

Access private and public healthcare services with coverage starting from $450–$2,000 per year, depending on the plan.

Comprehensive Coverage

Covers hospital stays, doctor visits, and essential medical services for peace of mind during your studies.

Popular OSHC Insurance Plans in Australia

Step One:

Basic OSHC Plan

📌 Duration: Aligned with student visa, typically 1–5 years 📌 Outcome: Meets minimum student visa requirements with essential hospital and medical coverage. 📌 PR Pathway: Supports visa compliance for students pursuing Graduate Visa (485).
Basic OSHC Plan
Step Two:

Standard OSHC Plan

📌 Duration: Aligned with student visa, typically 1–5 years 📌 Outcome: Includes additional benefits like ambulance cover and basic extras. 📌 PR Pathway: Enhances visa compliance for Skilled Visas (Subclass 189, 190, 491).
Standard OSHC Plan
Step Three:

Comprehensive OSHC Plan

📌 Duration: Aligned with student visa, typically 1–5 years 📌 Outcome: Offers broader coverage, including prescription medications and specialist consultations. 📌 PR Pathway: Eligible for Graduate Visa (485) and skilled migration options.
Comprehensive OSHC Plan
Step Four:

Family OSHC Plan

📌 Duration: Aligned with student visa, typically 1–5 years 📌 Outcome: Covers families or dependents, ensuring healthcare for all family members. 📌 PR Pathway: Supports Skilled Independent and State Nominated Visas.
Family OSHC Plan
Step Five:

Premium OSHC Plan

📌 Duration: Aligned with student visa, typically 1–5 years 📌 Outcome: Provides top-tier coverage, including extras like dental, optical, and physiotherapy. 📌 PR Pathway: Aligns with Skilled Migration Visas and Employer-Sponsored PR options.
Premium OSHC Plan

Benefits of OSHC Insurance

OSHC Insurance plans offer: 🏥 Hospital Coverage – Access to private and public hospitals for treatments. 🩺 Medical Services – Covers GP visits, specialist consultations, and diagnostics. 🚑 Ambulance Cover – Emergency transport services included in most plans. 💊 Prescription Medications – Support for essential medications. 👨‍👩‍👧 Family Support – Comprehensive plans for couples and families.
Benefits of OSHC Insurance

PR Pathway with OSHC Insurance in Australia

Maintaining OSHC Insurance is essential for student visa compliance, supporting PR opportunities:

  • Temporary Graduate Visa (Subclass 485) – Maintain health cover to gain work experience in Australia.
  • Skilled Independent Visa (Subclass 189) – PR option for skilled professionals with compliant health cover.
  • Skilled Nominated Visa (Subclass 190, 491) – Secure state sponsorship for PR with OSHC.
  • Employer-Sponsored Visa (Subclass 482, 186) – Transition from a job to PR with proper insurance.

At GrowSmart Education & Migration, we offer comprehensive support for selecting OSHC plans, visa applications, skill assessments, and PR processes.

Why Choose GrowSmart Education & Migration?

  • Expert Insurance Guidance – Helping you select the best OSHC insurance plans.
  • Visa & PR Assistance – Full support for student visas, graduate visas, and PR pathways.
  • Health Cover Expertise – Partner with trusted OSHC providers for tailored solutions.
  • End-to-End Support – From insurance selection to PR application, we manage it all.

Start Your Journey with OSHC Insurance Today!

Ready to secure OSHC Insurance for your studies in Australia? Contact GrowSmart Education & Migration for expert guidance on insurance selection, visa applications, and PR pathways.

Feel free to contact with us

Reach out to us for personalized support to ensure your healthcare and visa needs are met in Australia.